9:21 AM

Why Spend Money on Health Insurance?


"Why do we have to spend money on a health insurance, when I and my family do not have any health problems right now?" This is one question which rings in every healthy person's mind before considering a health insurance. However, little do we realise that no one knows what life has in store for us and is as unpredictable as it can be, and we do need protection from the uncertainties our health can create.
Health insurance is one such plan provided by financial institutions to individuals to confront your health issues, in other words you can say that they protect a person in the event of sickness or injury by providing the monetary assistance required for the treatment. You can purchase a health insurance either from an insurance agent or the company directly, and your premium sum decides as to how much cover you will be provided with, which will help you to meet all your medical expenses at the time of your health crisis.
Now-a-days many reputed companies provide free health insurance to all their employees to show to their employees that the company cares for them. Even some countries provide free health insurance to all their citizens and even spend 6% to 8% of their GDP to make sure that their hospitals have the best facilities available and that the citizens can take advantage of these health insurances.
If your employer or the government is not giving health insurance, then the individuals should be foresighted enough in today's scenario to take a health insurance. Before taking a health insurance a person should explore all the options available in the market and then choose the one which best suits ones needs. There are some major differences between the health insurance provided by different companies, and the individual should understand all of that properly before zeroing on one plan. It is also important that you are aware as to how much you are covered through the policy and how much do you have to shell out from your pocket, in case of a health emergency. Also one should compare the cost with the coverage provided by the policy. While cost is an important factor, a person should also consider their individual needs to decide which health insurance should be taken. For example, a person with children should always consider a policy which protects the children as well, as there are some policies which offer protection to children up to their 30 years of age.
There is no right time or right age when a person should consider taking a health insurance. If you are not protected by a health insurance at present, then it is worth considering right now. Life is unpredictable and you never know when one of you or your loved ones needs critical medical attention. In such a situation, if you have a health insurance, it protects you from a financial disaster.
Carlin Jones, Is a expert in the field of Health Studies and recommends living-healthier.info [http://www.living-healthier.info] for a healthier lifestyle.
Article Source: http://EzineArticles.com/?expert=Carlin_Jones
"Why do we have to spend money on a health insurance, when I and my family do not have any health problems right now?" This is one question which rings in every healthy person's mind before considering a health insurance. However, little do we realise that no one knows what life has in store for us and is as unpredictable as it can be, and we do need protection from the uncertainties our health can create.
Health insurance is one such plan provided by financial institutions to individuals to confront your health issues, in other words you can say that they protect a person in the event of sickness or injury by providing the monetary assistance required for the treatment. You can purchase a health insurance either from an insurance agent or the company directly, and your premium sum decides as to how much cover you will be provided with, which will help you to meet all your medical expenses at the time of your health crisis.
Now-a-days many reputed companies provide free health insurance to all their employees to show to their employees that the company cares for them. Even some countries provide free health insurance to all their citizens and even spend 6% to 8% of their GDP to make sure that their hospitals have the best facilities available and that the citizens can take advantage of these health insurances.
If your employer or the government is not giving health insurance, then the individuals should be foresighted enough in today's scenario to take a health insurance. Before taking a health insurance a person should explore all the options available in the market and then choose the one which best suits ones needs. There are some major differences between the health insurance provided by different companies, and the individual should understand all of that properly before zeroing on one plan. It is also important that you are aware as to how much you are covered through the policy and how much do you have to shell out from your pocket, in case of a health emergency. Also one should compare the cost with the coverage provided by the policy. While cost is an important factor, a person should also consider their individual needs to decide which health insurance should be taken. For example, a person with children should always consider a policy which protects the children as well, as there are some policies which offer protection to children up to their 30 years of age.
There is no right time or right age when a person should consider taking a health insurance. If you are not protected by a health insurance at present, then it is worth considering right now. Life is unpredictable and you never know when one of you or your loved ones needs critical medical attention. In such a situation, if you have a health insurance, it protects you from a financial disaster.
Carlin Jones, Is a expert in the field of Health Studies and recommends living-healthier.info [http://www.living-healthier.info] for a healthier lifestyle.
Article Source: http://EzineArticles.com/?expert=Carlin_Jones

10:11 AM

What Is Hypertension?

Expert Author Vineetha Vijayakumar

What Is Hypertension - Overview

 
Hypertension and high blood pressure (HPB) mean the same exact things. In order to understand why hypertension can be a serious condition, one must first know what it means. When the heart pumps blood, blood is pushed against the arteries' walls, the combination of this being blood that is being "pushed" leads to the term "blood pressure." As one can possibly imagine, if this pressure becomes high and remains that way, it develops into what is known as HPB or hypertension, meaning the pressure of this blood is no longer in a balanced state, but is higher than the body requires.
Since blood pressure often rises as one gets older, it is always good to take steps to prevent it from developing. There are also pre-existing conditions that can cause one's blood pressure to rise like thyroid disease, sleep apnea, and kidney disease. However, it is also important to note that there are medications that can cause a rise in bp, especially medications for asthma and birth control pills.
Many medical issues can be developed from the existence of hypertension, and the most serious ones are heart failure, stroke, coronary heart disease/coronary artery disease and kidney problems.
Though hypertension can lead to so many serious conditions, typically it itself has no symptoms. While it is causing damage to various parts of the body including the heart, kidneys and blood vessels, it can have existed in the body for years unnoticed. This is why it is imperative to know what your blood pressure should be and its actual level. If it is determined that you have hypertension, there are numerous treatments and remedies available. Staying consistent in doing what is best to keep your pressure down will help prevent it from damaging organs.
No ones pressure is at the exact same rate all the time, on the contrary what you are or aren't doing directly affects your blood pressure's rate. It rises when you are energized, anxious or vigorous, it is lower while you're sleeping but rises again when you wake up. Your might be leading to a problem if it is higher than the normal rate for the majority of time. The higher your blood pressure numbers rise the greater the risk of hypertension.
Those who have normal pressure can make the decision to live a healthy lifestyle in order to prevent hypertension from developing. Eating a nutritionally balanced diet that has a limited amount of salt (sodium) and alcohol can help keep your hypertenstion normal. Being active routinely, and maintaining a healthy weight also directly affects blood pressure, it is also always recommended that you stop smoking if you're a smoker and not start smoking if you're not. Finally, managing your stress levels can be one of the greatest contributors over all to prevent hypertension.
If however it has already been determined that you have hypertension, there are things you can do to prevent long-term issues it can cause. While the same advice applies for those whose pressure is normal, it is also recommended that you stick to the treatment prescribed by your physician. Treatments have also been credited with preventing long-term damage or at least delaying the onset of a stroke, kidney disease or coronary heart disease.
Although treatment offers some control over bp, it will not be a cure; halting the treatments prescribed at any time will increase the chances of developing the many health problems connected to your pressure. If you experience any side effects to your medication it is imperative that you inform your physician.
A pregnant woman whose bp is high can expect to deliver healthy babies, although babies have often been born earlier or with a low birth weight. Most of the concern is toward the mother since blood pressure becoming high can be harmful to her kidneys and various other organs. Being certain that your doctors are all aware of the fact that your blood pressure is high will help to ensure their ability to help you control your blood pressure during pregnancy. There are cases in which a pregnant woman's pressure becomes high for the first time during their pregnancy. The most serious condition is preeclampsia (pre-eh-KLAMP-se-ah), this is not typical amongst women but can threaten the life of both the mother and her unborn fetus. Fortunately the majority of women with this condition are treated, and they experience normal deliveries.
In order to keep the blood pressure amongst teens and young children normal, ensure that they follow a healthy diet that consists of fruits, vegetables and is low in saturated and trans fats. They should also be involved in some physical activity at least 1-2 hours daily (limiting television can contribute to a desire for physical activity). Making sure your child retains a healthy weight is also a vital step in preventing blood pressure issues. If they are overweight, a nutritionist can help develop a dietary plan that will aid them in losing weight in a healthy way. For children above the age of 4, it is recommended that low-fat dairy products be introduced to their diets. While there may seem to be a few things to keep up with, instilling good eating and lifestyle habits in your child can help them develop lifelong habits that help prevent blood pressure from rising, and numerous other illnesses from developing.
Learn the best way make the treatment go X times faster with better health care review. It allows you to get free resources on Hypertension by saving you tons of time. For more information visit my website at health tips online.
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Hypertension:

Expert Author Robert Reddin

Hypertension: The Link Between Stress and High Blood Pressure

Hypertension and stress are facts of nature. Nature intended stress to be a short-term experience to set our bodies up to deal with potential or actual danger when it causes the high blood pressure needed to fight or flee. Modern working and lifestyles, however, are often continuously stressful and can lead to persistently elevated blood pressure levels. Our bodies do not react well to these conditions.
The relationship between stress and hypertension:
The human body responds to physical or mental stress by releasing a surge of hormones including adrenalin, in preparation for a "fight or flight" response. These hormones constrict the walls of blood vessels, the result is a faster heart rate and elevated systolic and diastolic pressures.
Once the cause of stress is resolved, heart rate, systolic and diastolic pressures return to normal.
Although short-term stress alone might not cause chronic hypertension, some stress-related lifestyle behaviours caused by our continuously stressful modern working and lifestyles do lead to persistently high BP readings. For example, stress often leads to:
  • overeating, especially unhealthy foods;
  • being overweight;
  • smoking;
  • increased alcohol consumption;
  • overuse of caffeine; and
  • poor sleep habits.
Each of which can contribute to hypertension.
Controlling hypertension:
Controlling hypertension is a lifelong activity simply because our BP changes almost from minute to minute and is influenced by so many factors. Hypertension can progress as we get older simply as part of the ageing process. Treatments that worked earlier in life may need to be adjusted over time to maintain our readings within normal levels.
Regardless of whether stress is a direct or indirect contributor to our hypertension, stress reduction techniques can help lower high blood pressure.
Stress is a product of our modern working and lifestyles. If we are to successfully manage our blood pressure within normal levels, we must address the cause or causes of our anxiety, tension and pressure whether they be mental, physical or both.
10 Tips to reduce stress:
  1. Allow sufficient time for getting too and from work; and, if your work involves travel, plan your journey and build in rest breaks;
  2. Organise your work schedule to allow adequate time to complete the task in hand;
  3. Allow some time for relaxation during work breaks;
  4. Focus on finding solutions to problems;
  5. Avoid negativity in life and adopt a positive attitude;
  6. Spend quality time with your family and friends;
  7. Exercise regularly;
  8. Take up a hobby - relaxation can be active as well as passive;
  9. Improve your diet; and
  10. Get plenty of quality sleep.
Adopting these ten tips will reduce your stress levels both at work and in your lifestyle. When you have resolved the causes of your stress, your high blood pressure should return to normal levels naturally.
Robert Reddin suffers from high blood pressure. He lowered his blood pressure to normal levels using natural methods. Click here if you want to lower your blood pressure naturally.  http://how-to-lower-your-blood-pressure.com
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Health Tips

Expert Author Anu Fergoda

Five Simple Health Tips to Jump Start A New You

 By
Creating a heather lifestyle doesn't have to be complicated but it does require commitment. It takes 21 days to create a new habit, and 6 months for that habit to become ingrained in your routine. Since life can get in the way, I recommend small changes one step at a time. The list below represents five simple health tips that you can incorporate into your life and make a huge impact on your health, energy, and vitality. Choose one item at a time and do it for at least 3 weeks before adding another component to your lifestyle. When you are doing it without having to constantly remind yourself, then you are ready to move on to the next item.
1) Drink half your "ideal" weight in ounces of water per day. If your ideal weight (not your actual weight) is 120 pounds, you should drink 60 ounces of water per day. Even mild dehydration will cause a 3% drop in your baseline metabolism. That means you will gain 1 pound of fat every 6 months! Drinking water minimizes bloating and water retention in women. These symptoms are often a result of lack of hydration. Drinking plenty of water is how you flush the fat and toxins stored in your fat cells, and also how you can prevent muscle cramps. When muscle cells don't have adequate fluids, they don't work as well and performance can suffer. When exercising, you should try to drink 3-5 ounces of water every 20 minutes. Downing your 8-10 glasses of water all in one sitting doesn't cut it. For maximum effectiveness, staying "evenly" hydrated throughout the day is how our bodies metabolize fat. Also, proper hydration keeps our kidneys and bowel function healthy. Getting the proper hydration also gives you more youthful looking skin. Symptoms associated with mild dehydration are weakness, muscle cramps, headaches, irritability, fatigue, trouble concentrating, heart palpitations, and anxiety.
2) Get your Vitamin D levels tested. Over 80% of Americans are Vitamin D deficient. This is especially prevalent during the winter months. Research shows that proper levels of vitamin D can boost your immune system and decrease your risk for cancer. You can buy Vitamin D3 in a supplement form or you can spend some time in the sun, although your body can only generate vitamin D from UVB rays and during certain times of the day. There is an app for smartphones called Dminder. This app will let you know what time of day, based on your geographic location, the sun is at the proper angle and generating UVB rays so your body can create Vitamin D. In some geographic areas there will be times of the year that you cannot generate vitamin D from sun exposure and will need to get it in the form of supplementation or special tanning beds. This app takes all of the scientific data into account plus your personal profile which includes skin pigmentation, weight, and age. When you are ready to begin your sun exposure, input the type of clothing you are wearing and start the timer. When you've maximized your Vitamin D production for the day, an alarm will sound to end your session. For those of you who don't enjoy the outdoors or live in a location where you can't generate Vitamin D, there are plenty of Vitamin D supplements. Look for Vitamin D in the form of D3. The daily recommended amount is controversial, but generally, 1000-5000mg is recommended. For more info on this topic visit mercola.com
3) Get to bed before 10pm. Since I know this is going to be challenging, start with going to bed just a little earlier each night and work your way to 10pm over a three week period. The latest sleep studies indicate that the deepest and most regenerative sleep occurs between 10 p.m. - 2 a.m. If your body is chronically deprived of "regenerative sleep" between 10 p.m. - 2 a.m., then you may still feel tired and have difficulty getting up in the morning. At 10 p.m., your body goes through a series of transformations following the rise in melatonin production. Melatonin not only helps regulate your sleep/wake cycle but is also responsible for the repair and restoration of your body. A reduction of your mental and physical activity is necessary for this 10 p.m. shift to occur. Watching television, reading from an electronic device, or bright LED clocks all impact melatonin production and the subsequent chain reaction that leads your body into deep sleep. This is one good reason to buy paperback books and a book light! You can also listen to relaxing music. Getting a good night's sleep can create longevity and health. Deep rest during the night helps you fight stress, maintain a healthy weight, and keeps your energy levels high. A simple health tip for those wanting to lose weight: get a minimum of 5 hours of sleep per night.
4) Eat more fruits and vegetables. When we eat a diet high in whole foods, we feed our bodies thousands of micronutrients which stabilize our blood sugar and cholesterol, decrease weight, boost the immune system, reverse heart disease and prevent cancer. An apple a day may keep the doctor away but a mushroom a day will help keep cancer away! The micronutrients found in fruits and vegetables are very powerful antioxidants. Micronutrients create many cell protecting compounds. Many of these compounds such as polyphenols, flavonoids, carotenoids, and phytoestrogens have significant health benefits and are an essential component to optimal health. Micronutrients high in carotenoids are found in carrots, tomatoes, pumpkin, broccoli and spinach. Vegetables that are deep red, purple or black provide rich sources of polyphenols. Flavanoids are found in nuts, seeds, grains, green tea, red wine, kale, and lemons. Phytoestrogens are found in soybeans and flaxseeds. If you do not have access to a fresh variety of produce, then supplement your diet with a good whole food concentrate formula. It's important to incorporate both raw and cooked vegetables into your diet. A simple health tip is that roasting vegetables is easy, quick, and delicious! Cut your vegetables into bite size pieces, drizzle them in olive oil, add salt, pepper and a little cayenne. Roast at 420 degrees for about 20 minutes. To change it up, add raw nuts or dried cranberries in the last five minutes of cooking. You can squeeze fresh lemon juice or shake some parmesan cheese over the top for added flavor.
5) Exercise for 20 minutes a day. It is not necessary to kill yourself at the gym for hours at time. You can get tremendous benefit from just 20 minutes of activity per day, and even walking the dog counts! If you can think of exercise as a play-date, then it can be something to look forward to rather than something to get done! Find something you enjoy doing, and do it. It could be tennis, swimming, hiking, jogging, weightlifting, Zumba aerobics, dancing, pole-dancing, kickboxing, boxing, cardio barre, Nia, yoga, biking, jump rope, hula hooping, climbing stairs, or even just shooting baskets. Think about something you used to love doing and then do it again! If you can commit to anything physical for 20 minutes a day you can make a big impact on your health and really boost your metabolism! Running on a treadmill for 20 minutes a day at 4 mph will take 26 days for you to lose 1 pound of fat. That's a total of 14 pounds of fat in one year from this simple health tip. That's a lot of pant sizes! There are so many fun ways to lose weight and get in shape while improving your heart health, reducing stress, increasing endorphins and building muscle.
None of these simple health tips are rocket science. In fact I bet you knew most of this stuff already, you just don't do them. I spent years looking for complicated diets and supplements to get myself into optimal shape. The best medicine I had, I already knew - I just didn't do it. Make your New Years Resolution a lifestyle change to incorporate healthy habits three weeks at a time!
If you would like to take the guesswork out of diet and nutrition, then click here to learn my simple secret to achieving optimal health. My name is Anu Fergoda and I am passionate about helping people feel better! To learn more, click here.
Article Source: http://EzineArticles.com/?expert=Anu_Fergoda

10:51 AM

Health Insurance

Tips for Choosing The Right Health Insurance Plan

When it comes to health insurance, there's no one-size-fits-all plan that you can rely on. Of the numerous plans in the market, you will find that each is unique in some way, with its own benefits and limits. This makes purchasing health insurance a difficult task where painstaking research is sometimes required, before you find the right plan for you.
Before you go plan-hunting, there are some questions you need to ask yourself:
  • What is my financial ceiling?
  • What do I have to cover? Am I responsible only for myself? Do I have dependents? Am I planning for retirement yet? Am I already retired?
  • How often do I need to visit the doctor?
  • How much premium can I afford?
  • Do I have any pre-existing medical conditions?
  • How comprehensive a plan do I want?
  • Do I need regular dental and/or vision check-ups?
  • Do I use many prescription medicines?
  • How much preventive care do I want?
  • Am I constantly exposed to hazards such as the possibility of an accident, exposure to toxins, a weak immune system, etc.?
  • Am I at risk of any hereditary diseases?
Knowing the answer to these questions will help you recognise which slot you fall into, and what your insurance needs are. It'll narrow down your search and give you an estimate of how much you should be spending - and what benefits you ought to get for your money.Once you know your healthcare requirements, it's time to go shopping. Even with the field narrowed down, it's easy to lose sight of what you need. Here are some tips you should keep in mind to ensure that you aren't buying the wrong plan:
  • Know how much the average cost of your healthcare should be. For example, it is generally accepted that a Rs.5 lakh cover is sufficient for a single adult.

  • Individual covers are usually more comprehensive than family plans, and also cheaper on your wallet in the long run. Moreover, individual health insurance plans cover most, if not all your checkups, pre- and post-hospitalisation expenses, and other domiciliary costs, which are usually somewhat limited in an umbrella cover.

  • Check your policy to see if it provides cover for atypical expenses, like maternity, vision, dental, etc. If it doesn't, find out if such covers can be added to your policy, or if they will be covered after a certain number of years have elapsed.

  • Never select a policy based on premium alone. Find out what your insurer's claim settlement history is. If they have a reputation for speedy claim resolution and better payouts, go for it. If, however, the claim settlement takes ages and too much paperwork or other hassles, search for another provider.

  • Assess your risk-taking ability before you choose to opt for a floater plan. Though these are comparatively cheaper than individual plans, and provide cover for your entire family, they also mean that you have to assume a higher amount of risk in exchange for a smaller premium.

  • If you are employed and your employer pays for your insurance cover, it would be wise to get a separate cover privately, as well. The main reason being - though workplace insurance covers are usually very beneficial, they may be terminated when you leave your organisation. Today, most people are mobile when it comes to changing jobs, so you might not always have a cover when you're transitioning from one job to the next.

  • Consider getting additional covers, like critical illness cover, accident cover, hospital cash, surgical cover, etc. These can be added to your existing policy as riders, for an added sum to your premium.
Keep to the above list of considerations, and you should be able to find the right health insurance cover with little trouble!
==For more information on Health Insurance, Get in touch with Bajaj Allianz - Contact Us.==
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12:47 AM

How to Lose Weight Fast and Healthy - Some Great Tips

How to lose weight fast and healthy is a question that is asked by thousands of people all around the world. If you are concerned about your weight then picking out natural, safe and healthy weight loss methods is the best thing to do. Everyone wants results that are instant, even when it comes to weight loss. People are in a hurry to see good results which is one of the main reasons why diet pills and fad diets are quite popular. However, these can be quite harmful to your health and do not provide long term results. If you want to lose weight and stay healthy then you will have to be motivated, patient and committed. There are no shortcuts to weight loss.
Watch Your Food Intake
One of the first things that you should do if you want to learn how to lose weight fast and healthy is to watch your diet. The diet that you consume is a very important factor to consider since it would be contributing greatly to your weight and your health. Do not go for crash diets. Any diet that will eliminate an important food group from your daily diet like carbohydrates will only be harmful since it will deprive your body of what it would need. Your body should not be deprived of essential nutrients. Cut down on the saturated fats since they are bad for your weight as well as your heart. Stay away from processed food, fast food, cakes and alcohol. Eat more fresh fruits and vegetables.
Be Physically Active
If you have been wondering how to lose weight fast and healthy then you should know that a healthy diet alone will not work. You will also have to be physically active. The key is that your calorie intake should be lower than the calories you burn each day in order to lose weight. Increase the physical activities in your day to day life in order to stay healthy and shed the extra pounds. With exercise, your muscles will develop which will burn the calories faster for you. You don't necessarily have to sign up at your local gym since you can also do other physical activities that you like.
One of the best tips for healthy weight loss is to have a healthy lifestyle. Make small changes today and follow them regularly so that it would become a habit. Make it a habit to eat healthy food items and exercise regularly. Drink a lot of water each day and be disciplined enough to avoid overeating, fast food and alcohol. Manage your stress levels by meditating. If you have a healthy lifestyle, you will be able to stay away from the weight in the long run and maintaining an ideal weight would not be a problem. These were the tips that will help you learn how to lose weight fast and healthy.
You must learn more about how to Lose Weigh Fast and Healthy Way and other helpful weight loss tips. Losing weight is a lifestyle and in order to keep those pounds off you must adjust what you do. There are a few great weight loss systems that are complete systems and that is why they work 100% of the time as long as you put forth the effort. No surgery is needed, your best results are always found naturally, the body knows what to do with the right information. Learn more visit http://lbs-away-blog.com
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Sport

This Blog is about Health,Who has health he has everything,Here some easy information for health.
1-EXERCISE:
We all need physical exercise to function our best.Getting the right amount of exercise can increase your energy levels and even help you feel better emotionally.To benefit from exercising,you should eat healthy food,drink plenty of water,and sleep well.
It should be noted that exercising can help you feel your best both physically and mentally exercising makes the body produce endorphins, chemicals that make you feel peaceful and happy.
Exercising is easier than you might think.Walking,playing sports,dancing,doing push-ups, even stretching-all these count as exercise.

2.YOUR DIET:
What you eat and drink can have a big influence on your health now and in the future.A balanced diet' means a diet that includes a combination of several different food groups.These food groups includes grains,fresh fruit and vegetables,meat and poultry,dairy products,and fats and oils.Try to eat something from each of these groups every day,except fats,oils and sweets,which should always be eaten in small quantities.
   do you know that the risk of some cancers is lower in people who eat lots of vegetables, fruit and food rich in fiber ? A healthy, balanced diet can help you grow and develop properly, maintain a healthy weight, and keep your bones strong and healthy, keep you smiling by preventing dental decay, and reduce the risk of getting ill.

 3-BODY AWARENESS ;
Being aware of changes to your body is very important.Your body changes a lot during puberty-as your body begins to develop from being a kid to being an adult.So be aware of your body as grow, and know what is normal for you, report any changes without delay to your parents or doctor. Don't be ashamed - it's part of making sure you healthy !!!
 If you become conscious of the physical changes that occur to your body, you will prevent lot of trouble. Many health problems are preventable on condition that we diagnose them as early as possible.  Medicine can do little to help patients when diseases advanced stages